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The rapid adoption of digital technologies in banking and other financial services has brought about myriad modern conveniences and opportunities for businesses and customers alike. But this increased flexibility has also become a vulnerable gateway for financial crimes to set in and fester unchecked, from identity theft and credit card fraud to insidious acts of terrorist financing and money laundering. Corporate disrepute, operational downtimes, data leaks, and monetary losses aren’t the only drawbacks financial institutions must encounter. Hefty penalties resulting from regulatory non-compliance also pose a potent threat to their existence. In 2018, the Commonwealth Bank—Australia’s largest financial institution—made international

When we think about innovation technology and entrepreneurship, California’s largest tech hubs—San Francisco and Silicon Valley—would immediately spring to mind. Besides its global renown for billion-dollar cultural exports in media and entertainment, California indeed holds the nation’s longstanding history as the bedrock of its technological might. It is home to many beloved tech giants, including Apple, Google, Twitter, and Meta (previously Facebook). California’s status as the tech epicenter for decades is undeniable. But with an increasingly inhospitable business climate and skyrocketing property prices in the region, it must contend with the Southern states’ meteoric rise as America’s latest tech refuge.

Austin has long been hailed for its vibrant nightlife, thriving live music scene, and eclectic cuisines. But there is more to the city’s charm than abundant leisure attractions, music venues, and bustling waterfront commerce. In recent years, Austin has counted itself among the fastest-growing major tech hubs in the United States—rivaling even the world’s capital of innovation and technology, Silicon Valley. Tesla’s announcement to relocate its headquarters to the city, following the construction of its new Gigafactory nearby, has added to the latest string of tech giants to call Austin their new home. Among those companies are Hewlett-Packard Enterprise, Oracle,

Introduction Statista’s predictions show that smartphone users will exceed 7.516 billion globally by 2026, demonstrating the massive demand for mobile applications, which is only estimated to grow further. Therefore, it is imperative to understand the classification of mobile apps before you consider building one. Mobile apps can broadly be divided into three types- native, web, and hybrid. Native applications are designed to work on one operating system. For example, native Android apps work only on Android platforms. They deliver the best performance among the three but are time-consuming and expensive to develop. Responsive web apps are easy to build, maintain,